Looking for a good home owner's insurance company in Florida. Can anyone recommend a company that accepts a GSD? He is in training to become a service dog, but not a guide dog.
You need to shop around.
Not every insurance company will ensure some breeds of large dogs.
I personally never had the need for insurance.
The GSD is a generally safe breed of dog. Whether you really must get insurance depends on what kind of environment would work with your dog.
The need for homeowner's insurance has nothing to do with what kind of environment she's working her dog in.... Most states require homeowner's insurance.
I second USAA, if you're eligible- they've been great and didn't care what kind of dogs I had.
Magwart - you suggested USAA to me about 6 months ago but I never looked into it because I thought you meant "recent or current" military connection required. Are you saying that because my dad was in WWII that I can qualify based on that? I have his service registration # and it's online for USAA to verify. I never thought they'd go back that far?Do you have any military connection, even through father or grandfather (Vietnam, WWII)? If so, they are eligible to join USAA, and then they can confer membership to you. USAA insurance is outstanding, available nationwide, and they are dog friendly. They also have excellent customer service.
Otherwise, try Liberty Mutual, if they're in FL.
That's why we're searching. Some homeowner's insurance companies have breed bans in place the GSD is usually on it. There are still insurance companies out there that have no questions, no exclusion list and no higher premium. The question of owning a dog or not is not questioned.Homeowner's insurance, I get. The question is whether it will cover certain breeds of dogs. They won't be covered by insurance or at a high rate to offset perceived liability, especially if a breed is deemed to be dangerous.
Yep, same here. I qualified through my dad too. A few years ago they expanded eligibility to all vets who honorably served (all the way back to WWII), which opened it up to their children.Yes, you qualify. My father was Army. I never was. I have USAA. Call them.
Wow. Your list beats mine. We had a boat that sank to the bottom of a lake due to faulty repair work, a sump pump that flooded our basement the first month we owned our house, my car totaled by an uninsured lunatic, and then I hit a deer in my new replacement vehicle two weeks later. Top marks for USAA, they made bad situations tolerable and handled all paperwork.I have had USAA since I was in my 20's (I'm 60). My father is a retired Army colonel, so my family qualifies. I've had multiple Dobes and GSDs, a house and cars hit by a tornado, and another car totaled. Never had a bit of trouble with USAA.