Do you pay more for home owners insurance because you own a GSD? I'm just curious because my mother-in-law (also my landlord) says its probably going to go up because we got Bella recently.
On that note, am I liable if someone breaks in my house one day, and Bella bites them? Or is it like If I shot them myself? (not liable)yes and no..only because i asked to have a added clause on dog bites because i own and foster dogs..that way if someone comes over and gets bit im a little more covered...i dont remember the exact numbers..but i think its like i have an extra $100,000 and it costs me maybe a extra $30 or 40 a year
Yes, I pay I think $50 more per year, per GSD. However we use a small local company that only insures educators so we get such a good rate (on home and auto) that it's still cheaper than using a bigger name company with much less coverage and higher deductible. The company we use has added charges for any sort of "risk", they aren't singling out GSDs (for example a trampoline, a pool, certain types of fencing, certain house materials, a boat, an ATV on the property, etc). I think we pay about $650 a year for the home and $75/mo for two vehicles.Do you pay more for home owners insurance because you own a GSD? I'm just curious because my mother-in-law (also my landlord) says its probably going to go up because we got Bella recently.