Breeding carries so much risk and potential heartbreak- if you truly care about the pups. One thing people don't mention often is that roughly 20% of pups born die young (under 10 weeks). Disease, birth defects, etc. And getting a pup back is fairly common. I microchip all pups in my name first, so that if they were to ever end up at a shelter, or lost, they'd be traced back to me. The last thing I want is a great working dog to fail the shelter temperament test and be euthanized (not uncommon).
Not every responsible breeder has to title their bitch. Plenty don't. However, every responsible breeder completes the health tests for the breed, knows their bitch and her pedigree, and carefully selects a health-tested, titled, proven stud. If your female is not high quality, from good bloodlines, with working ability, most stud dog owners will not allow their dog to breed with her.
You also should brucellosis test both dog and bitch every six months. That costs me roughly $100 each time, it may be cheaper in other areas, I haven't checked. I use OFA hip/elbows, the x-rays and screening cost me about $450. Titling, training, veterinary, are also a pretty penny. Stud fee (generally cost of a pup, or a pup back to stud owner), runs roughly $1,000 or more.
If you do it right, breeding is a lot of work but so worth it if you are dedicated to your breed and have a bitch that is breed worthy and will contribute to the bloodlines. But it is not cheap, and you might not swing a profit at all, or even break even. I do not think making a profit from breeding dogs is a bad thing at all- after all you put in a lot of time and investment- but do not expect to get rich from breeding, generally, unless you are doing it wrong.
I would not breed a GSD/Golden mix even if she passed the health test and had great temperament. I think retrievers and GSD (herding breeds for protection types) do not mix well and you are sacrificing nerve and could end up with some extremely skittish, fearful, biters in the pups.
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