Re: Do you have pet insurance, and have you used it?
i have petplan. ~$21/month. $8000/yr coverage, 10% copay after $200 dedictible. it is no good for preventative type care, but that is not was kills the pocketbook. for that stuff, you could try to put a little aside. what looks good about petplan is they dont have loopholes excluding, for example, conditions that could be considered hereditary (HD for example)
putting $50/month aside sounds good, but after even 4 years of doing that, you have set aside $2400. i have seen too many surgeries/injuries/medications in the health section where $2400 wont come close to covering things. additionally, many problems, treatment and meds can be ongoing for years.
Titus, im not sure what you were talking about regarding any maximum for the knee situation you were describing. i know in the U.S., there is no maximum for hips or any other condition as far as i know, excepts whatever yearly maximum you have, but that yearly maximum renews every year. if my dog has her left hip replaced this yr at a cost of $5000, then the other hip next yr at the same cost, they will both be covered. all i would pay is the first $200, then 10% of what si left.
Kimba (gsd) 5/9/07
Saby the mutt~1/15/01
Frisco (gsd) 6/21/02
RIP-canines-Buddy, Roxy, Kujo, Kato, Pierre
felines-Chanel, Panther, TJ