they are bad ??
oh i didn't know
i was actually thinking of an "alternate" healthy insurance coverage in addition to my existing coverage just so i can get routine stuff covered.
I never looked deeply into them and was basically told to look elsewhere, so I can't speak specifically to them. Just know what I heard. There are tons of posts here that cover pet insurance, check them out. I have Healthy Paws and have been very happy with them.
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MacKenzie - Workling Line Female (In Loving Memory)
Wolfram - West German Showline Male [SG1, CGC, DDN, CN, EN, IN, VN]
Bash - Working Line Puppy