Interesting, I got that quote from PetPlan. Iíll look into Trupanion.
Yeah, Trupanion seems to have the very best coverage, at least here in Canada. We did a TON of research on this subject prior to getting Sheba, and Trupanion wins, hands down. 90% coverage, (instead of standard 80%) pretty much everything under the sun is covered, (all illnesses and injuries, hereditary and congenital conditions, diagnostic testing, cancer treatments, hospital stays, all surgeries, hip dysplasia issues, medications, supplements, prosthetic devices/carts, etc) and most importantly, there are no maximum payouts ever, so even if you get multiple $15,000 vet bills over time, 90% of it is always covered. You get to choose your rate of deductable, which you only ever pay once, per condition, for the life of your pet. No other company even came close to this coverage, plus their premiums are very reasonable. We pay about $50/month including tax. Also worth mentioning that we don't have to pay anything up front, as our vet's office handles all of the billing details directly with Trupanion.