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post #1 of 9 (permalink) Old 01-02-2011, 01:24 AM Thread Starter
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trupanion

Does anyone have experience dealing with this company on a claim?

Paula
Shasta - GSD (4/30/10)
Thor - GSD (3/12/12)
RIP Duchess - Shetland Sheepdog (12/25/88 - 2/14/04)
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post #2 of 9 (permalink) Old 01-02-2011, 12:59 PM Thread Starter
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Anyone?

Paula
Shasta - GSD (4/30/10)
Thor - GSD (3/12/12)
RIP Duchess - Shetland Sheepdog (12/25/88 - 2/14/04)
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post #3 of 9 (permalink) Old 01-02-2011, 01:07 PM
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Sorry, no - I went with VPI just based on reviews, but it was close between Trupanion & VPI. I have yet to make a claim, too, so don't really know. Do you already have coverage?
p.s. hope your Shasta is feeling better every day!
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post #4 of 9 (permalink) Old 01-02-2011, 02:12 PM Thread Starter
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Shasta is feeling great! Lively and getting in trouble.

No, unfortunately we don't have coverage. What we've paid out for this illness probably would have paid the premiums on a policy for 4 years.

Paula
Shasta - GSD (4/30/10)
Thor - GSD (3/12/12)
RIP Duchess - Shetland Sheepdog (12/25/88 - 2/14/04)
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post #5 of 9 (permalink) Old 01-03-2011, 03:47 AM
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Would have helped a lot if you had a good coverage. Yeah I know it sucks to pay from your own pocket. I am not sure whether the said company works well or not. Mostly, in the end your claim would be reduced to a very meager sum, it always happens.
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post #6 of 9 (permalink) Old 01-03-2011, 04:03 AM
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Quote:
Originally Posted by paulag1955 View Post
Does anyone have experience dealing with this company on a claim?
You should read through this thread. There is certainly relevant info/stories there.

https://www.germanshepherds.com/forum...insurance.html

Willy
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post #7 of 9 (permalink) Old 01-03-2011, 04:57 AM
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based on what i read i personally would go with trupanion. unfortunately my husband doesnt believe in pet insurance. You should have seen the look of disgust on his face when i showed him the quote for the 3 dogs.

Shasta GSD 5/5/10 CGC, ITD, TC
"Dax" Thor z vom Weberhaus BCAT CAX2 CGCA ETD HCT NCO-1 PKD-T RATI RATN RA TC TKA 3/18/2013
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post #8 of 9 (permalink) Old 01-03-2011, 05:13 AM
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I just did a quote on Trupanion's website. It specifically states that Hip Dysplasia is *NOT* covered unless the policy is started prior to the dog's first birthday, and the optional coverage is selected. [EDIT- Petplan *does* cover hereditary issues such as HD]

So between VPI (who seems to have terrible reviews), Trupanion, or Petplan- if your dog is >1 yr old and has even the slightest chance of HD (come on- it's a GSD!) then IMHO, Petplan seems the way to go. That is what I am currently looking into, but have not yet pulled the trigger. It should be noted that Petplan will only reimburse 70% of an emergency (or specialty) clinic visit, no matter what plan you choose. See the last comment here.

Willy
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Last edited by wildo; 01-03-2011 at 05:20 AM.
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post #9 of 9 (permalink) Old 01-03-2011, 10:27 AM Thread Starter
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Quote:
Originally Posted by wildo View Post
I just did a quote on Trupanion's website. It specifically states that Hip Dysplasia is *NOT* covered unless the policy is started prior to the dog's first birthday, and the optional coverage is selected. [EDIT- Petplan *does* cover hereditary issues such as HD]

So between VPI (who seems to have terrible reviews), Trupanion, or Petplan- if your dog is >1 yr old and has even the slightest chance of HD (come on- it's a GSD!) then IMHO, Petplan seems the way to go. That is what I am currently looking into, but have not yet pulled the trigger. It should be noted that Petplan will only reimburse 70% of an emergency (or specialty) clinic visit, no matter what plan you choose. See the last comment here.
I had noticed that about the hip dysplasia coverage. My dog is still under 1 year old and it seems like I would get slightly better coverage with trupanion than PetPlan for slightly smaller premiums, even including the HD endorsement. That's why I was wondering about how easy they are to work with. At this point, I've narrowed it down to trupanion or PetPlan.

Paula
Shasta - GSD (4/30/10)
Thor - GSD (3/12/12)
RIP Duchess - Shetland Sheepdog (12/25/88 - 2/14/04)
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