Great thread, and thanks for doing some research. I have VIP for Ruger. I did have an issue with him and what they covered in expenses was laughable. It was only a very small amount. When I got Cues, I opened a savings account just for her to self insure her. It's up to $5,500 now. I would probalby opt for conventional insurance if I could find one that made sense.
Knowing how much I've given VIP over the years, and how much they gave me back, just doesn't add up. If I had opened an account for Ruger when he was young, I could have easily covered his expenses, and have a lot more left.
Cinzar's Dark Shadow Too (Ruger) CGC, RN 1/8/05
SG Quinn Z Old Farm (Cues) IPO 3, KKL 6/7/09