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-   -   cgc testing (http://www.germanshepherds.com/forum/training-our-puppy-basic/441457-cgc-testing.html)

Sri 04-22-2014 08:55 AM

cgc testing
 
We finished our Advanced Beginners class at our training school, part of which was also about preparing for the CGC test. We had a mock test on the last day at which Frodo did excellently. The one problem we used to have was supervised separation, but I am not sure what kicked in but he was absolutely calm and self assured the whole 3 minutes. The class was supposed to lead up to a test. But that doesn't seem to be happening which is a bummer :(

it would be nice to have the certificate for insurance purposes. Should I do a private session with a trainer to have him tested? Not sure how the whole thing works.

martemchik 04-22-2014 09:58 AM

Look around at local kennel clubs and dog clubs, also private training places. They do them every once in a while and they're usually offered to everyone and not limited to those that are taking classes. Most of the places aren't going to say no to your money. Not sure what the cost is, I'd expect it to be around $25 for a test.

CGC will not effect your insurance in any way.

JeanKBBMMMAAN 04-22-2014 10:07 AM

American Kennel Club - AKC Approved CGC Evaluators

Does anyone other than AKC have a similar test or certificate does anyone know?

JakeInJersey 04-22-2014 10:07 AM

Where are you located?

Mister C 04-22-2014 10:31 AM

Quote:

Originally Posted by martemchik (Post 5412745)
CGC will not effect your insurance in any way.

I don't mean to be snarky but AKC says otherwise.
AKC News - Homeowners Insurance Available to Breeds Previously Excluded with CGC Certification


Also, many landlords will not rent to a tenant with a dog unless the dog has CGC. Hospitals that permit dogs to visit patients often require CGC for the doggy visitor.

I plan on doing CGC and likely CGCA when I get my new pup.

pyratemom 04-22-2014 10:40 AM

Quote:

Originally Posted by Mister C (Post 5412833)
I don't mean to be snarky but AKC says otherwise.
AKC News - Homeowners Insurance Available to Breeds Previously Excluded with CGC Certification


Also, many landlords will not rent to a tenant with a dog unless the dog has CGC. Hospitals that permit dogs to visit patients often require CGC for the doggy visitor.

I plan on doing CGC and likely CGCA when I get my new pup.

Please note that the specific plan that gives a discount for certain breeds because they have a CGC is very limited and Nationwide does not cover all areas. Also in my recent interaction with Nationwide Insurance, be very very careful what you get into with them. They, like all insurance companies, are into it for the money not to help the insured. They will give you liability insurance with your homeowners policy but that also means they have the right to pay off claims whether or not your dog was in the wrong. That alone could give you problems with a "dangerous dog" label. Many times an insurance company will pay rather than going to court as it is cheaper for them. Nationwide is notorious for that particular trait. Having a CGC is very good for your dog, but not necessarily helpful on insurance.

martemchik 04-22-2014 10:43 AM

Quote:

Originally Posted by Mister C (Post 5412833)
I don't mean to be snarky but AKC says otherwise.
AKC News - Homeowners Insurance Available to Breeds Previously Excluded with CGC Certification


Also, many landlords will not rent to a tenant with a dog unless the dog has CGC. Hospitals that permit dogs to visit patients often require CGC for the doggy visitor.

I plan on doing CGC and likely CGCA when I get my new pup.

Did you read the article?

One company, will allow them in certain areas, and you still have to pass underwriting...which probably means you'll pay more for the insurance anyways because you have that dog.

There are plenty of homeowners insurance companies that don't care about breeds, go with one of those rather than banking on a CGC to either lower your rate or allow you to get insurance.

I don't mean to be snarky but the AKC is not the authority when it comes to insurance underwriting last time I checked.

Landlords care, but its more about insurance. And if their homeowners insurance doesn't allow that breed, you're still SOL. Hospitals do not require a CGC...many hospitals require a therapy dog certification which actually provides you with insurance against small things your dog might do.

I have a CGC and a TD certification on my current dog. Didn't even get asked about it when calling insurance companies when I purchased a home last year. I got two answers, "we can't insure a GSD" or "sounds like you have a great security system."

Merciel 04-22-2014 11:10 AM

Quote:

Originally Posted by JeanKBBMMMAAN (Post 5412769)
American Kennel Club - AKC Approved CGC Evaluators

Does anyone other than AKC have a similar test or certificate does anyone know?

APDT has its Canine Life and Social Skills (CLASS) tests, but they are much newer and less widespread/well known.

As far as insurance goes, I have only limited experience in that area, but anecdotally what I have heard is that the CGC is the only one insurance companies seem to know well enough to care about, and the extent to which it helps you is pretty spotty.

Because the CGC is such a minimal investment of time and money, I think it's definitely worthwhile to pick up as a "just in case" sort of thing, but I wouldn't go into it with the expectation that it would always help in all insurance situations.

scarfish 04-22-2014 11:11 AM

Quote:

Originally Posted by Sri (Post 5412489)
We finished our Advanced Beginners class at our training school, part of which was also about preparing for the CGC test. We had a mock test on the last day at which Frodo did excellently. The one problem we used to have was supervised separation, but I am not sure what kicked in but he was absolutely calm and self assured the whole 3 minutes. The class was supposed to lead up to a test. But that doesn't seem to be happening which is a bummer :(

it would be nice to have the certificate for insurance purposes. Should I do a private session with a trainer to have him tested? Not sure how the whole thing works.

check here for a list of evaluators in NJ. American Kennel Club - AKC Approved CGC Evaluators they do the testing at my wife's job in bergen county. our dog was just there that day and the evaluator was our trainer and asked if she wanted to have our dog take a shot for free. what do you know our dog passed on the first shot while other dogs that been in training a lot longer didn't pass.

since your dog passed a mock test, i would start contacting people on the list and ask when and where you can just go take the test.

pyratemom 04-22-2014 12:35 PM

One thing most here don't seem to know is that you cannot get a homeowners policy on rental property. The landlord has to live on the property and have it be his primary residence to get a homeowners policy. Otherwise, rental properties get a separate fire policy and a separate liability policy unless it is a large apartment building then they can get a package. Dog bite liability policies can be purchased by an individual who owns a dog but does not own the property but it is expensive and they even add additional premium "if your dog ever leaves the property" so if you ever take your dog anywhere (and who doesn't) then you have to get the more expensive one. Premiums are based on breed. I got an estimate for just Raina since I take her out to trials etc and it was almost $2000. If I kept her at home only it was a little over $1000. My homeowners policy excludes dog bites specifically so it's all on my liability as the dog owner to get dog liability separately. I spent many years as an insurance agent and got to know insurance companies pretty well. They are in it for the money.


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