I never thought it would be so hard to title a dog...I'm 23 and on my first one and with a full time job its pretty exhausting. I think the reason people are saying get a job first is because then you realize why many breeders have jobs that allow them to spend a lot of time with their dogs. They are people that train religiously and it shows in their dogs. I think until you go through it once with a dog you don't quite understand the time commitment it takes, and I'm talking about AKC not SchH (that's an even bigger commitment). Many of the dogs at my club don't get a CD until they are at least 2 years old, and really its the experienced retired people that even have a chance to get a CD or CDX before the dog is 2. I can't imagine trying to do this with more than one dog at a time.
So I completely understand all the experience comments, until you go through the process of getting a dog to UDX or Sch3, I don't think you have any idea what it would take to be a reputable breeder.
I can title (AKC -- not schutzhund -- not my thing) my own dogs. I have titled dogs I bred. What is neat is when someone else takes a pup you bred and titles that pup. I think I was as proud of the pup as her owner was.
Jenna, RN CGC & Babs, CD RA CGC HIC
Heidi, RA CGC
SG3 Odessa, SchH1, Kkl1, AD
Ninja, RN CGC & Milla, RN CGC
Joy, Star Puppy, RN CGC
Dolly CGC & Bear CGC