|Topic Review (Newest First)|
|04-22-2014 02:16 PM|
|Sri||Thanks everyone. I just found a trainer who has a test coming up next week.|
|04-22-2014 02:14 PM|
Originally Posted by JakeInJersey View Post
|04-22-2014 12:55 PM|
Yep, I would just find an elvaluator through the AKC's website and plan a testing opportunity.
You could also check out local dog fairs, etc. A lot of times they will have discounted group CGC testing.
|04-22-2014 12:35 PM|
|pyratemom||One thing most here don't seem to know is that you cannot get a homeowners policy on rental property. The landlord has to live on the property and have it be his primary residence to get a homeowners policy. Otherwise, rental properties get a separate fire policy and a separate liability policy unless it is a large apartment building then they can get a package. Dog bite liability policies can be purchased by an individual who owns a dog but does not own the property but it is expensive and they even add additional premium "if your dog ever leaves the property" so if you ever take your dog anywhere (and who doesn't) then you have to get the more expensive one. Premiums are based on breed. I got an estimate for just Raina since I take her out to trials etc and it was almost $2000. If I kept her at home only it was a little over $1000. My homeowners policy excludes dog bites specifically so it's all on my liability as the dog owner to get dog liability separately. I spent many years as an insurance agent and got to know insurance companies pretty well. They are in it for the money.|
|04-22-2014 11:11 AM|
Originally Posted by Sri View Post
since your dog passed a mock test, i would start contacting people on the list and ask when and where you can just go take the test.
|04-22-2014 11:10 AM|
Originally Posted by JeanKBBMMMAAN View Post
As far as insurance goes, I have only limited experience in that area, but anecdotally what I have heard is that the CGC is the only one insurance companies seem to know well enough to care about, and the extent to which it helps you is pretty spotty.
Because the CGC is such a minimal investment of time and money, I think it's definitely worthwhile to pick up as a "just in case" sort of thing, but I wouldn't go into it with the expectation that it would always help in all insurance situations.
|04-22-2014 10:43 AM|
Originally Posted by Mister C View Post
One company, will allow them in certain areas, and you still have to pass underwriting...which probably means you'll pay more for the insurance anyways because you have that dog.
There are plenty of homeowners insurance companies that don't care about breeds, go with one of those rather than banking on a CGC to either lower your rate or allow you to get insurance.
I don't mean to be snarky but the AKC is not the authority when it comes to insurance underwriting last time I checked.
Landlords care, but its more about insurance. And if their homeowners insurance doesn't allow that breed, you're still SOL. Hospitals do not require a CGC...many hospitals require a therapy dog certification which actually provides you with insurance against small things your dog might do.
I have a CGC and a TD certification on my current dog. Didn't even get asked about it when calling insurance companies when I purchased a home last year. I got two answers, "we can't insure a GSD" or "sounds like you have a great security system."
|04-22-2014 10:40 AM|
Originally Posted by Mister C View Post
|04-22-2014 10:31 AM|
Originally Posted by martemchik View Post
AKC News - Homeowners Insurance Available to Breeds Previously Excluded with CGC Certification
Also, many landlords will not rent to a tenant with a dog unless the dog has CGC. Hospitals that permit dogs to visit patients often require CGC for the doggy visitor.
I plan on doing CGC and likely CGCA when I get my new pup.
|04-22-2014 10:07 AM|
|JakeInJersey||Where are you located?|
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