|Topic Review (Newest First)|
|04-19-2014 01:20 AM|
Originally Posted by belladonnalily View Post
|04-19-2014 01:01 AM|
It might be different in different states, same company.
My friend is an Allstate agent, and my daughter works for her.
In Virginia, you cannot have a Rott or a Pitt, and as of recently, Siberian Husky, when you begin coverage. But you can get any of the 3 the day after coverage begins and Allstate can't do anything about it.
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|04-18-2014 11:53 PM|
|Wild Wolf||I just got home insurance with state farm and there was zero issues with my two GSDs. I really like State Farm for insurance, tbh!|
|04-18-2014 10:16 PM|
The OP has obviously heard something...
Canadian Home/GSD owner (liability) insurance!?
Hello dear fellow Canadians,
An interesting topic came about and has left me puzzled and angry as never before...
So it seems that your home insurance can easily refuse you if you are owner of a GSD breed? What?
|04-18-2014 09:42 PM|
Yes, but the OP of this thread is from Canada, as am I, so I assumed it was obvious I was talking about Canada. I also assumed that you were also talking about Canada despite what your location says. It's obviously very different in the US than up here in Canada, and a big reason is our insurance companies don't have to worry about massive payouts for healthcare.
We have no list nor does All State give one hoot about dogs, at least in Ontario, Canada.
|04-18-2014 08:16 PM|
|llombardo||So I just called All State and asked them if there is a list and they said yes and it goes state by state and zip code. St Bernard's, labs, Pitts, GSD, boxer, Akita are just a few. If you have there insurance and you get one of these breeds they cancel your policy at the end if the term. There is not even an option to pay more, you are done. Per the lady GSD's are vicious by instinct and any dog bred with these instincts are banned..not sure how the St. Bernard or Lab fit in there?|
|04-18-2014 07:43 PM|
Originally Posted by shaner View Post
|04-18-2014 05:54 PM|
Originally Posted by llombardo View Post
|04-18-2014 03:16 PM|
Originally Posted by angelas View Post
|04-18-2014 01:59 PM|
One thing to remember is that the USA and Canada are two different countries. The laws of one don't apply to the other, and even company policies can be different between countries.
It would be no surprise to me that insurance for homes with black-listed dogs in the US is still available in Canada because a) we haven't become as litigious up here, b) there are no medical expenses for an insurance company to pay in the event of a dog bite since we don't pay for health care up front (it's paid for through taxes). So a settlement for a dog bite is going to be significantly cheaper in Canada than in the US.
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