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Thread: Things to know about pet insurance? Reply to Thread
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Topic Review (Newest First)
03-29-2014 05:52 PM
wyoung2153
Quote:
Originally Posted by SaffronTea View Post
Wyoung, that makes sense, that's what I wanted to know.

I wanted to just get care credit, or a high limit credit card, but my own personal medical bills have utterly destroyed my credit...
Totally understand that one. I wasn't able to do that until very very recently. For me personally it just made sense. If Titan seemed to have many issues, or even was in a sport that might cause problems down the road, I may have considered it more.

My mom actually suggested this one for me what I couldn't get a CC.. Put the same amount of money into a separate account that you would pay monthly for an insurance. So for me it would have been about $45 a month for his insurance. I started just putting that away into a "Titan account" and saving it that way. If I could afford more one month, then great but it was always the minimum. I ended up with a nice cushion after a while.
03-29-2014 05:28 PM
SaffronTea Wyoung, that makes sense, that's what I wanted to know.

I wanted to just get care credit, or a high limit credit card, but my own personal medical bills have utterly destroyed my credit...
03-28-2014 03:58 PM
kiya I have Trupanion for Lakota. My vet did what ever paperwork they required and I didn't need to bring her in. What I like about this plan is I do not need to do any annual vaccines of course any vaccine related illness will not be covered.
Pet Insurance - Trupanion
03-28-2014 03:51 PM
wyoung2153 I do not have pet insurance but did great research on them when I was considering a plan for Titan.

My own advice would honestly be to not have a prior screening unless you know of a pre-existing health issue with your dog. If you do that screening and something new comes of it, the insurance will not cover any of the costs because that is considered a pre-existing condition since you screened for it and found it prior to getting the insurance. Does that make sense?

Well for me I decided against insurance because Titan is fairly healthy. Instead I went with applying for a high limit credit card, like $10,000. I weighed the costs of the monhly payment if I never used the actual insurace, to the monthly payments of the card if I used it. It seemed better for me to pay the monthly payments of the credit card when actually used than a monthly payment that may actually never use.
03-28-2014 03:20 PM
Heidigsd
Quote:
Originally Posted by SaffronTea View Post
Yes, I did do a search, it's how I decided on PetPlan, but I keep seeing posts saying they lucked out by seeing a dentist before being covered, or they did a blood test prior to coverage, which made PetPlan cover certain issues they otherwise would not, and I want to learn more about that, if possible.
If I remember correctly they require any prior medical records when you sign up. I would call them and find out. I have Petplan also but Nikki was signed up at six weeks old so there were no pre-existing conditions I had to worry about.

kr16 has a lot of good posts on health insurance if you want to do a search.
03-28-2014 02:57 PM
SaffronTea Yes, I did do a search, it's how I decided on PetPlan, but I keep seeing posts saying they lucked out by seeing a dentist before being covered, or they did a blood test prior to coverage, which made PetPlan cover certain issues they otherwise would not, and I want to learn more about that, if possible.
03-28-2014 08:14 AM
Soundguy Do a search here on 'pet insurance'. It's a topic that gets discussed over and over and there are a number of threads with good information and opinions. There was just one started last last week. I think you'll find a lot of good information.
03-28-2014 02:32 AM
SaffronTea Can you tell me more about them? Such as what they do and do not cover? I want to hear personal experiences, if possible. I can look up specifics on their site, but I want to hear your opinion on them.
03-28-2014 01:07 AM
TigervTeMar my guy is covered by Trupanion. my vet says they have their own underwriters so that helps in some way
03-28-2014 12:36 AM
owens91 I wanna kno this as well and what pet companies are out there that most vets take. I'm deff gonna need it for my ares
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