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Thread: German shepherd liabilty Reply to Thread
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Topic Review (Newest First)
01-14-2014 02:13 AM
Lobobear44
Quote:
Originally Posted by huntergreen View Post
ins. is a cost of doing business and has to be figured into what you charge per dog walk. you could always sit down with an ins agent, and see what he/she has to say.
@huntergreen

I emailed this forum to my parents so they look at this and think about it. Great advices! Although with these particular German shepherd guardians/owner's they never paid me. I walked their working European GS for free and fun. We will go for walks again but not for awhile. Don't know about this consideration of mine of when we go back is to charge them.
01-14-2014 02:10 AM
huntergreen ins. is a cost of doing business and has to be figured into what you charge per dog walk. you could always sit down with an ins agent, and see what he/she has to say.
01-14-2014 02:04 AM
Lobobear44
Quote:
Originally Posted by JackandMattie View Post
Oh, and I wouldn't restrict it any particular breed. A dachshund is, in my opinion, way more likely to bite than a GSD.


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I know but a situation where I am not able to walk a German shepherd alone. not because of trust or how well I handle him, or how easy going he is for me which they know, but they are worried that I could get sued. Their new trainer recommended this to them so were influence. Been walking this dog for 2 years don't have issues, except for sometimes lunging.
01-14-2014 02:01 AM
Lobobear44
Quote:
Originally Posted by Muskeg View Post
I used to pet-sit for neighbor's dogs all the time when I was 11 to 18. The topic of insurance never came up. I don't think it occurred to us. The dogs were labs, collies, a sheltie, a few mutts. The dogs weren't aggressive- some weren't fond of other dogs but I never had any sort of problem. This wasn't all that long ago.

If there are questions about liability for a bite, I'm guessing there have been incidents that prompted this question and that the dogs in question may not have great temperaments. Lobobear- this was not a wise post to make if you are worried about liability insurance because you've gotten good advice and if you can't afford to take it, well, you do know you are posting on a public forum? It is now basically part of the public record. .
Well I am taking this great advice. However, don't have much money spent it a little bit too much these past months since August. Learned the hard way being extra cautious with money. Although my parents and I will look into it. My parents don't know cause it's expensive. I would love insurance once I get my hands on it.
01-13-2014 10:47 PM
Muskeg I used to pet-sit for neighbor's dogs all the time when I was 11 to 18. The topic of insurance never came up. I don't think it occurred to us. The dogs were labs, collies, a sheltie, a few mutts. The dogs weren't aggressive- some weren't fond of other dogs but I never had any sort of problem. This wasn't all that long ago.

If there are questions about liability for a bite, I'm guessing there have been incidents that prompted this question and that the dogs in question may not have great temperaments. Lobobear- this was not a wise post to make if you are worried about liability insurance because you've gotten good advice and if you can't afford to take it, well, you do know you are posting on a public forum? It is now basically part of the public record. .
01-13-2014 09:55 PM
JackandMattie Oh, and I wouldn't restrict it any particular breed. A dachshund is, in my opinion, way more likely to bite than a GSD.


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01-13-2014 09:52 PM
JackandMattie OP needs to consult an attorney, though that can be difficult on a dog walker's wages. But it's always worth asking the local law school's clinic whether they're interested in giving free advice. It's an interesting enough topic!

Dogs are property though, so I agree with the comment that the extent of liability will be replacement value for another dog. But if you're walking a dog that attacks another human, well, that could be very different.

I'm thinking the best solution for a dog walker is a contract with the owner. Have the owner contractually accept liability, and problem solved. Still need an attorney to draft that contract, though. But it's a one time expense to start your business.


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01-12-2014 11:10 PM
martemchik
Quote:
Originally Posted by Jax08 View Post
not only the dog you are walking doing damage...but you, as a business, can be held liable by the owner if something happens to the dog you are walking.

If you have a business...you should have liability insurance.
You're really only liable for the "cost" of the dog. Since dogs are property you just have to replace property. In truth, in most situations you're not liable for vet costs above and beyond replacing the dog.

I'm going to pretty much assume that the cost of insurance will probably be more than he makes walking dogs in the first place.
01-12-2014 11:08 PM
martemchik
Quote:
Originally Posted by Lobobear44 View Post
People still get freaked out by German shepherds though. As German shepherd guardians you know by experience too. I walked 2 German shepherds one for payment (now low on money can't pay) and for the other didn't pay (considering pay though once we walk alone again. Not too much to handle for me though, pretty easy for me after all the hard work I've done with him paid off. Guardians know that. Not about that handling though, just protective like they treat me like a nephew).
Well...you can't get sued because people get freaked out. People get freaked out by a lot of things. I've also noticed most people that are afraid of GSDs are just afraid of dogs in general.
01-12-2014 10:35 PM
jocoyn Insurance is a beast. I spend about $5000 a year on a workmen's comp policy for the caregivers who help with my mother, have yet to use it and am very cautious to ensure they don't get hurt and hope we never have a claim.......that said, if someone DID get hurt, insurance like that limits my liability and they won't be able to take me for everything I own. I am not sure I would fault an employee who was hurt on the job and sued someone for a legitimate medical problem due to the job. Same thing if a dog hurts someone. There really is legitimate pain and suffering but sometimes it gets out of hand.

Homeowners policies simply don't cover anything related to people working for you or you working for other people. It is a shame the world has changed that way but I imagine, in California, you also probably have a whole layer of regulatory structure to comply with. It is sad that normally rational people

EDIT-I am not a German shepherd guardian and will always be an owner. A bank tried to force me to be a guardian for my mother (well, actually in this case a conservator as they did not care about the care part, just the money part) because they would not accept the durable power of attorney she had written naming me and after I realized how much accountability I held to the state and how much it put them in charge of my relationship with my mother, I fought it through the courts and won and they had to accept the legality of my power of attorney [note to others - a durable power of attorney IS a valid legal document but some of the banks will tell you they do not recognize it]...I digress but I really do have an issue with that term as it would give the state to much control over my relationship with my dog.
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