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Topic Review (Newest First)
01-20-2014 10:19 PM
Neko
Quote:
Originally Posted by Heidigsd View Post
I have PetPlan for Nikki and been very happy with them. I would never own another GSD without insurance. You can put up some money every month but unless you can save a good amount it won't get you very far during a real emergency or chronic issue, they can easily run into the thousands. If you search "health insurance" you will come up with a lot of threads on this subject

I posted this in another thread before.
http://www.germanshepherds.com/forum...dations-3.html


************************************************** ***********

I decided to add up Nikki's EOB's for each year to see how much PetPlan has reimbursed us so far. Nikki needs treatment the rest of her life for her EPI/IBD/Atopy/B12 Deficiency. Maybe this will help people decide if insurance is worth it or not for them


1st year (Jan 2010) - I paid $387 in premiums
PetPlan paid $8517

2nd year 2011 - I paid $439
PetPlan paid $8703

3rd year 2012 - I paid $488
PetPlan paid $9347

4th year 2013 - I will pay $602
PetPlan has paid $3644 so far
this really puts things in perspective
01-20-2014 10:17 PM
Neko
Quote:
Originally Posted by artemisnhounds View Post
Wow niko how did you get it so cheap I am pretty sure they quoted me at 35! Thank you everyone for your input!


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You know what! I think i used a coupon code!
01-20-2014 10:16 PM
Neko
Quote:
Originally Posted by dcg9381 View Post
Neko, $24 is pretty inexpensive. It looks like PetPlan covers hip issues.
The $200 deductible is high, but it makes sense at that monthly cost.
What is the % coverage? Do they have a max payout per issue or total?

Edit: It looks like that rate will change as the dog gets older. Everything else looks good.
The rate change is with any insurance =/ so my plan is 200 deductible and 80% back. So if ur pup falls and breaks a leg, well its a whole lot better than paying all out of pocket! thats just my view
01-20-2014 07:36 PM
Heidigsd
Quote:
Originally Posted by SuperG View Post
Holy buckets of blueberries....that's a lot of vet bills ! I hope Nikki is doing well.

No doubt your insurance has performed well for you.

I bought HealthyPaws and hope I don't have to use it at all.


SuperG
I thought my first GSD "Heidi" was expensive, we paid about $40,000 in vet bills for her over 14 years (without insurance) but Nikki is way more expensive. She is doing well now that all her issues are under control. She just had to have her anal glands removed six weeks ago also. That surgery was $2,000.

I hope you won't have to use the insurance either, I would gladly pay the premiums for a healthy dog
01-20-2014 07:09 PM
SuperG
Quote:
Originally Posted by Heidigsd View Post
I have PetPlan for Nikki and been very happy with them. I would never own another GSD without insurance. You can put up some money every month but unless you can save a good amount it won't get you very far during a real emergency or chronic issue, they can easily run into the thousands. If you search "health insurance" you will come up with a lot of threads on this subject

I posted this in another thread before.
http://www.germanshepherds.com/forum...dations-3.html


************************************************** ***********

I decided to add up Nikki's EOB's for each year to see how much PetPlan has reimbursed us so far. Nikki needs treatment the rest of her life for her EPI/IBD/Atopy/B12 Deficiency. Maybe this will help people decide if insurance is worth it or not for them


1st year (Jan 2010) - I paid $387 in premiums
PetPlan paid $8517

2nd year 2011 - I paid $439
PetPlan paid $8703

3rd year 2012 - I paid $488
PetPlan paid $9347

4th year 2013 - I will pay $602
PetPlan has paid $3644 so far

Holy buckets of blueberries....that's a lot of vet bills ! I hope Nikki is doing well.

No doubt your insurance has performed well for you.

I bought HealthyPaws and hope I don't have to use it at all.


SuperG
01-20-2014 06:10 PM
Heidigsd I have PetPlan for Nikki and been very happy with them. I would never own another GSD without insurance. You can put up some money every month but unless you can save a good amount it won't get you very far during a real emergency or chronic issue, they can easily run into the thousands. If you search "health insurance" you will come up with a lot of threads on this subject

I posted this in another thread before.
http://www.germanshepherds.com/forum...dations-3.html


************************************************** ***********

I decided to add up Nikki's EOB's for each year to see how much PetPlan has reimbursed us so far. Nikki needs treatment the rest of her life for her EPI/IBD/Atopy/B12 Deficiency. Maybe this will help people decide if insurance is worth it or not for them


1st year (Jan 2010) - I paid $387 in premiums
PetPlan paid $8517

2nd year 2011 - I paid $439
PetPlan paid $8703

3rd year 2012 - I paid $488
PetPlan paid $9347

4th year 2013 - I will pay $602
PetPlan has paid $3644 so far
01-20-2014 06:04 PM
artemisnhounds Wow niko how did you get it so cheap I am pretty sure they quoted me at 35! Thank you everyone for your input!


Sent from Petguide.com Free App
01-20-2014 05:31 PM
dcg9381 Neko, $24 is pretty inexpensive. It looks like PetPlan covers hip issues.
The $200 deductible is high, but it makes sense at that monthly cost.
What is the % coverage? Do they have a max payout per issue or total?

Edit: It looks like that rate will change as the dog gets older. Everything else looks good.
01-20-2014 04:35 PM
Neko The one insurance person on the forum that brakes them all apart, recommended it to me because of how cheap it was and how much it covers. I just quoted a second puppy, 8 weeks old, and the quote is $24. My deductible is 200, but my vet bill was for much more as we had 4 visits with specialist. They covered 80% as that's what i picked. A few of my friends do the same policy and had to have an eye surgery on the dog and are very happy with their decision as well.
01-20-2014 04:27 PM
martemchik
Quote:
Originally Posted by Neko View Post
Mine is about 200 a year... and i already got $200 back so i guess it payed for itself. so if something happens it's allot cheaper than $50 a month. but i might not keep this after xrays and two years of age.

If i find out by 2 that hip surgery is needed, than i will feel good about this. It's just a personal thing. But if you have more money up front or set aside, than why not do that.
$200 a year? I'd check your deductible and your limits. Can't imagine that any insurance company would cover thousands of dollars of vet care for that low of a monthly payment.
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