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Thread: Pet insurance... Which to choose Reply to Thread
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Topic Review (Newest First)
12-01-2012 06:36 AM
Angelina03 These responses have been very helpful and informative, helping me in asking the right questions. I finally went with Healthy Paws. I purchased Rocco's insurance last night! I feel much relief. I will most likely add my cats after the holidays.


Sent from my iPhone using Petguide.com Free App
11-30-2012 11:17 PM
vom Eisenherz Healthy Paws is excellent! I have them or Trupanion on almost all of mine. There are pros and cons to each, but I prefer Healthy Paws overall.
11-30-2012 10:59 PM
Jessica Louise Health Paws is a great choice IMO. You can see a review here Pet Insurance Reviews. Healthy Paws Insurance
11-30-2012 11:37 AM
FrankieC
Quote:
Originally Posted by Kyleigh View Post
My exact is $88.16 / month ... NO deductible (I mentioned that already LOL) I went with the HD option just in case ... and in the next 6 months or so (I'll get her examined) I'll have it removed and it will go down $25/month
Just FYI.. The ever popular Petplan used by many here is "soon to be available" in Ontario. For some reason they are right across Canada except Ontario and Quebec.

The breeder put a trial of PetSecure on Kira (thankfully, as we paid out a lot for the MegaE issue) and I am waiting on reimbursement. Curious to see how they handle it.

-Frank
11-30-2012 11:29 AM
kr16
Quote:
Originally Posted by hunterisgreat View Post
Why do you say that? Jäger and Katya are both intact
Gowen found the clause. I also broke it down in the topic I did in my link in my post below
11-30-2012 11:13 AM
Kyleigh
Quote:
$80 for one?? what is your deductible?? I have Trupanion on Aska, Katya, and Jager and its ~$120 per month total, $250 deductible.
My exact is $88.16 / month ... NO deductible (I mentioned that already LOL) I went with the HD option just in case ... and in the next 6 months or so (I'll get her examined) I'll have it removed and it will go down $25/month
11-30-2012 11:07 AM
gowen I need to mention that kr16's knowledge of the industry and expertise in breaking down the policies is what brought me to PetPlan. I greatly appreciate it!!
11-30-2012 11:01 AM
gowen
Quote:
Originally Posted by hunterisgreat View Post
Why do you say that? Jäger and Katya are both intact
Without digging deep into Trupanion's webpage I noticed this at the bottom:

"Limitations
There are coverage limitations* for pets that have not been spayed or neutered prior to their first birthday, within 30 days of adoption, or within a time frame of their veterinarian's medical recommendation. Some examples of conditions not covered for pets in this category are testicular tumors, mammary tumors, and uterine and ovarian conditions. See our sample policy for full details. "

Pet Insurance Policy Overview | Trupanion

I also found this in the sample policy:

Quote:
(1) For pets that have not been neutered or spayed prior to their first birthday, no coverage shall
apply for illness related to prostate problems, hormonal skin conditions, testicular tumors,
perianal tumors, mammary tumors, uterine and ovarian conditions, birthing, or injury due to
fighting, collision with a motor vehicle or aggressive behavior. This limitation does not apply to
pets that have been spayed or neutered prior to their first birthday, to pets where the timing of
being spayed or neutered was in conjunction with their veterinarian’s medical recommendations,
or to pets spayed or neutered within 30 days of being adopted;
11-30-2012 10:46 AM
hunterisgreat
Quote:
Originally Posted by kr16 View Post
Thanks so much. Truepanion is great unless you do not neuter your dog which I have not, so I went with Petplan and they have paid out lots of money already with me.


I will be in Canada in January. Going to Sarnia, to coach a team in Silver Sticks, huge international hockey tournament
Why do you say that? Jäger and Katya are both intact
11-30-2012 10:45 AM
hunterisgreat
Quote:
Originally Posted by Kyleigh View Post
Trupanion (not sure if they have it in the states) $80 / month, no deductible and 100% lifetime coverage for all accidents and illnesses ... no exceptions!
$80 for one?? what is your deductible?? I have Trupanion on Aska, Katya, and Jager and its ~$120 per month total, $250 deductible.
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