Join Date: Aug 2013
Location: Sun Prairie, WI
I don't have any pet insurance just yet. I'm licensed in (people) health & life insurance, and after reading through the policies, I wasn't impressed on most of them. The only one I considered and still might use is Trupanion. My friend has a Dogue du Bordeaux who recently needed a THR. The surgeon's fees and cost of the implants were $5495.00 and Trupanion paid $4,942.80 of the claim. Overall, Trupanion paid out over $9,000 for the THR, which is quite incredible. I believe her premium is around $75/month. She had Petplan previously but got rid of it when Petplan did not pay anything regarding her other dog's IBD crisis (which totaled $10,000.) I also believe that Trupanion will cover a lot of genetic conditions like HD that other companies won't. As always, Trupanion won't cover pre-existing conditions. Just food for thought. I am not affiliated with any of these insurance companies, for the record. If I were to get insurance, I would personally look at Trupanion because their policies seem to be relatively favorable.