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ladyb 12-16-2013 03:18 PM

So just a rant...looking for a good deal on home insurance in VA, and I find an amazing price! Super excited....only to find that I don't qualify because of my sweet GSD...the same GSD that let's the mailman bring packages right to my front door...oh well:(...any solutions out there?

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Liesje 12-16-2013 03:22 PM

I pay $50/yr per GSD for my home owner's insurance. The premium and coverage is good enough that finding another company without the surcharge would actually be way more expensive (we use a smaller company that insures teachers in our state).

ladyb 12-16-2013 03:26 PM

The company with the great rate is a small local company but GSDs are on their "bad dog" list!

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Gretchen 12-16-2013 03:31 PM

We have State Farm - it covers our home and autos. I've brought my dog into our agent's office, so she knows I have a GSD and never mentioned any exceptions to the policy because of her, we also have the umbrella coverage.

If you can go with State Farm, check out their website and go to State Farm Bank. I got my VISA through them and earn points towards my premium when I use my card.

alexg 12-16-2013 03:37 PM

It would help if you add your location in your user's profile. Some companies do not ask (so we don't tell), some companies offer the dogs evaluation, and some companies don't restrict. Obviously most operate in the specific geographic market and you will not benefit from the info from another part of the country.

ladyb 12-16-2013 03:46 PM

Yes, I can do that. I did say in my rant that I'm from current homeowners policy by nationwide does not have restrictions, so not all is bad, but I was so excited by this great new quote and then disappointed....

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