For rain == towels, lots of towels & a tile floor. My two, when I was in Arkansas, loved being rubbed down - we made a game out of it.
Now in Wyoming, there wasn't enough rain to worry about. In winter, I often walked at 2 am because that was when the wind died down. I was bundled up in long underwear, sweat pants and wind pants with fleece socks & lambswool lined boots. Top was more long underwear, a turtle neck, a sweatshirt, a down vest, a down coat, thinsulite lined fleece gloves, fleece face mask, fleece gaiter, fleece headband. If it was daylight and the wind was blowing and it was 10 below or lower, I'd wear ski goggles to protect my eyes. Mascara wouldn't have helped this outfit any! It wasn't pretty but I never got frostbite and SW Wyoming winters can be brutal.