Join Date: Mar 2007
Location: Grand Rapids, MI
I don't do it. If we had a catastrophy I would just do Care Credit or another line of credit. So far my dogs have been healthy and only see a vet for heartworm tests and three year rabies and distemper vaccines, both of which are very affordable (about $35 each) so that comes to a little over $50 a year per dog. I know people that pay more than that per month just to have insurance. I do my own heartworm preventative and have a lot of other things on hand (treatments for ear infections, antibiotics, flagyl).