I prefer cash, but take checks. Someday I will get ripped off. It is easy to stop payment on a check, and once they have the dog, you will have to go to court and fight about the money. Once that happens, I will probably be ok with a check for the deposit and then ask for cash for the remainder. People used to hold the papers until the check cleared, but the AKC says the papers go with the dog. So, bring cash and everyone is happy. The deposit usually happens weeks before the pups are ready to go, so by the time the pup goes home, the breeder knows whether or not the check cleared.
I do not see it as a red flag.
I would see it as a red flag if they waived the sales tax if you pay cash. That does make it sound like they are not going to report the sale. Shady people are rarely shady in only one circumstance. If they will cheat the government, they will cheat you.
Jenna, RN CGC & Babs, CD RA CGC HIC
Heidi, RA CGC
SG3 Odessa, SchH1, Kkl1, AD
Ninja, RN CGC & Milla, RN CGC
Joy, Star Puppy, RN CGC
Dolly CGC & Bear CGC