Insurance liability and GSD - German Shepherd Dog Forums
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post #1 of 6 (permalink) Old 05-19-2014, 02:23 PM Thread Starter
Elsieb's Avatar
Join Date: Apr 2014
Location: CT
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Insurance liability and GSD

An article on the internet caught my husbands attention regarding the top dogs that insurers rule out for coverage. We did just confirm with our insurance co. that if we want an umbrella policy for liability we cannot have a GSD. They have 5 dogs on their list and GSD is one. Please advise regarding pet liability insurance. We have seen companies that issue liability policies but no name recognition or assurance of their reliability. I am now worried that getting a GSD is going to be a problem for us. Any advice will be appreciated as the GSD is our favorite breed.
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post #2 of 6 (permalink) Old 05-19-2014, 02:29 PM
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It depend on the state and on the insurance policy. Look into State Farm.

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post #3 of 6 (permalink) Old 05-19-2014, 02:32 PM
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We have USAA with two GSD's and they don't care. There are plenty of insurance companies that don't worry about breeds- just do some digging
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post #4 of 6 (permalink) Old 05-19-2014, 02:38 PM Thread Starter
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We also have USAA and it is the umbrella policy for liability that they will not cover GSDs for.
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post #5 of 6 (permalink) Old 05-19-2014, 03:04 PM
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We have Farmer's and not a problem. They go by incidents.
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post #6 of 6 (permalink) Old 05-19-2014, 04:57 PM
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I had to switch to white pigeon..we were with selective and I called and asked them which then meant I had just now confessed that I had a GSD...they too have 5 dogs on the list of no insurance. Had we not switched and had a claim...once they found out there was a banned dog on our property ANY claim could be denied..that would include fire etc...I couldn't chance that.
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