Dog Liability insurance??? - Page 4 - German Shepherd Dog Forums

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Old 08-31-2010, 12:18 PM   #31 (permalink)
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A lot of insurance companies don't cover specific breeds. Both Alliance (Nationwide) and AAA have exclusions for Pits, Akita's, Canaan dogs, and others include Dobies, GSDs and believe it or not I seen one that wouldn't cover A Golden retriever seeing eye dog. You can imagine what the blind guy told them to do. The saddest part is the insurance companies always have the same answer - "this is to help keep your rates down". Bottom line think Lethal Weapon cell phone scene with Joe Pesci and Chris Rock. " They BLEEP you with the insurance just like the cell phones". Granted I live in California where anything goes. Usually the cash out of your wallet, then the shirt off your back and finally the roof over your head. I may not win every fight but if i stay in their faces long enough sometimes they cave in and maybe do what's right.
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Old 08-31-2010, 12:36 PM   #32 (permalink)
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Here is a link with some general info on dog bite laws, and towards the bottom there are few agents listed that may be of interest to you (if you cant find a "normal" policy that will give you proper coverage).
DOG BITE LAW - Insurance for the Dog Owner

Keep in mind that every company may have different guidelines in place for different states. so if Travelers (for example) gives you coverage for a GSD in Texas, they may not offer it in Florida.
it sucks that its getting to the point where people may not be able to get insurance because of their beloved pet, but there are more and more restrictions in insurance now in general. trampolines being a new "big issue".
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