Pet insurance... Which to choose

Angelina03 · 11-28-2012, 07:26 AM

Do you use pet insurance? If so, which ones do you recommend. I'm shopping for Rocco.

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**jocoyn** · 11-28-2012, 07:41 AM

YOu may want to do a search on it. Quite a few recent threads. I wound up with pet plan and a high deductable.

julie87 · 11-28-2012, 07:50 AM

I have Pet Plan I pay $57 a month my deductible is $200 the coverage is up to $25,000 inlcludes kennel fees and training if recommended by your vet. It is the only insurance that I found that covers pre existing conditiongs and genetic conditions. Otherwise there are many out there ranging $25-50 not even comparing to the coverage Pet Plan offers. I think $20 more a month is better than not having coverage for most costly vet care. Although I HATE their high deductible, I might go for a lower decuctible but higher monthly cost next enrollment.

Cheerful1 · 11-28-2012, 08:14 AM

We have Pet Plan. It just renewed, at a cost of $60.56 per month. $200 deductible, 80% reimbursement level.

We've filed a claim for Joey's neutering, removal of growth from his paw and related bloodwork and medications.

Curious to see what we get back.

Kyleigh · 11-28-2012, 08:18 AM

Trupanion (not sure if they have it in the states) $80 / month, no deductible and 100% lifetime coverage for all accidents and illnesses ... no exceptions!

gowen · 11-28-2012, 08:40 AM

I have Pet Plan @ $200 deductible and 80% coverage and am sitting at $337.37 annual renewal. I am not sure what the monthly would cost (I think a little more).

silver plan
veterinary fees = $12,000
boarding kennel and cattery fees = $250
advertising and reward = $250
loss due to theft or straying = $250
deductible = $200
reimbursement level = 80%

EDIT: The webpage says that if you choose monthly it would be $30.31 (vs. $337.37 annually or $28.11 if you divide it by 12)

Angelina03 · 11-28-2012, 08:46 AM

Has anyone heard of Healthy Paws?

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Mr & Mrs Kirkley · 11-28-2012, 08:59 AM

Other than the emergency animal hospital, the town we live in only has 2 vet clinics. One is so incompetent they couldn't get rid of a case of fleas on a friend's short haired dog. The other one, which we go to, doesn't accept pet insurance.

gowen · 11-28-2012, 10:10 AM

Quote:

Originally Posted by Mr & Mrs Kirkley

The other one, which we go to, doesn't accept pet insurance.

I've never heard of a clinic accepting pet insurance. You pay and the pet insurance reimburses you for the expenses paid to the vet. It has nothing to do with the vet's accepting it or not. The insurance pays you directly whatever they feel is "acceptable" depending on your plan.

Angelina03 · 11-29-2012, 03:37 PM

I've been doing some research and so far Healthy Paws seems to be the best quality for the price. Does anyone have any information to negate that? I want to make sure I get good insurance for Rocco.

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11-28-2012, 07:26 AM	#1 (permalink)
Angelina03 Master Member Join Date: Jan 2012 Location: Miami, Florida Posts: 940	Pet insurance... Which to choose Do you use pet insurance? If so, which ones do you recommend. I'm shopping for Rocco. Sent from my iPhone using Petguide.com Free App __________________ Angela_______________________________ Danny (husband) ~ Samantha (daughter) ~ Rocco (GSD) Lucky (cat) ~ Beauty (cat) ~ MuMu (cat)

11-28-2012, 07:41 AM	#2 (permalink)
jocoyn Zombie Queen Moderator Join Date: Jun 2003 Location: South Carolina Posts: 11,829	YOu may want to do a search on it. Quite a few recent threads. I wound up with pet plan and a high deductable. __________________ Nancy www.scsarda.org Beau -NAPWDA Certified Cadaver Dog Waiting at the Bridge (italics=GSDs) (hemangiosarcoma=blue):Grim , Cyra, Toby, Rainbow, Linus, Oscar, Arlo & Waggles

11-28-2012, 08:14 AM	#4 (permalink)
Cheerful1 Master Member Join Date: Sep 2011 Location: Long Island/Pennsylvania Posts: 703	We have Pet Plan. It just renewed, at a cost of $60.56 per month. $200 deductible, 80% reimbursement level. We've filed a claim for Joey's neutering, removal of growth from his paw and related bloodwork and medications. Curious to see what we get back. __________________ Faust von der Graf ("Joey") 7 year old GSD 11-22-05; SchH3

11-28-2012, 08:18 AM	#5 (permalink)
Kyleigh Elite Member Join Date: Oct 2012 Location: Ontario Posts: 1,315	Trupanion (not sure if they have it in the states) $80 / month, no deductible and 100% lifetime coverage for all accidents and illnesses ... no exceptions! __________________ Marion’s Zoo-Kyleigh, London-cat, Echo-TAG, Ellie-Quaker; www.marionsquilts.com

11-28-2012, 08:40 AM	#6 (permalink)
gowen Member Join Date: Nov 2011 Location: Raleigh, NC Posts: 129	I have Pet Plan @ $200 deductible and 80% coverage and am sitting at $337.37 annual renewal. I am not sure what the monthly would cost (I think a little more). silver plan veterinary fees = $12,000 boarding kennel and cattery fees = $250 advertising and reward = $250 loss due to theft or straying = $250 deductible = $200 reimbursement level = 80% EDIT: The webpage says that if you choose monthly it would be $30.31 (vs. $337.37 annually or $28.11 if you divide it by 12) __________________ Dolly - Jaga von Falkenhein (DOB: Jan 6th 2012) Last edited by gowen; 11-28-2012 at 08:43 AM.

11-28-2012, 07:50 AM	#3 (permalink)
julie87 Master Member Join Date: Aug 2012 Location: CA Posts: 702	I have Pet Plan I pay $57 a month my deductible is $200 the coverage is up to $25,000 inlcludes kennel fees and training if recommended by your vet. It is the only insurance that I found that covers pre existing conditiongs and genetic conditions. Otherwise there are many out there ranging $25-50 not even comparing to the coverage Pet Plan offers. I think $20 more a month is better than not having coverage for most costly vet care. Although I HATE their high deductible, I might go for a lower decuctible but higher monthly cost next enrollment.

11-28-2012, 08:46 AM	#7 (permalink)
Angelina03 Master Member Join Date: Jan 2012 Location: Miami, Florida Posts: 940	Has anyone heard of Healthy Paws? Sent from my iPhone using Petguide.com Free App __________________ Angela_______________________________ Danny (husband) ~ Samantha (daughter) ~ Rocco (GSD) Lucky (cat) ~ Beauty (cat) ~ MuMu (cat)

11-28-2012, 08:59 AM	#8 (permalink)
Mr & Mrs Kirkley Senior Member Join Date: Mar 2012 Location: Emporia, KS Posts: 224	Other than the emergency animal hospital, the town we live in only has 2 vet clinics. One is so incompetent they couldn't get rid of a case of fleas on a friend's short haired dog. The other one, which we go to, doesn't accept pet insurance.

11-29-2012, 03:37 PM	#10 (permalink)
Angelina03 Master Member Join Date: Jan 2012 Location: Miami, Florida Posts: 940	I've been doing some research and so far Healthy Paws seems to be the best quality for the price. Does anyone have any information to negate that? I want to make sure I get good insurance for Rocco. Sent from my iPhone using Petguide.com Free App __________________ Angela_______________________________ Danny (husband) ~ Samantha (daughter) ~ Rocco (GSD) Lucky (cat) ~ Beauty (cat) ~ MuMu (cat)

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