Pet insurance... Which to choose - German Shepherd Dog Forums
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post #1 of 24 (permalink) Old 11-28-2012, 07:26 AM Thread Starter
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Pet insurance... Which to choose

Do you use pet insurance? If so, which ones do you recommend. I'm shopping for Rocco.


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post #2 of 24 (permalink) Old 11-28-2012, 07:41 AM
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YOu may want to do a search on it. Quite a few recent threads. I wound up with pet plan and a high deductable.

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post #3 of 24 (permalink) Old 11-28-2012, 07:50 AM
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I have Pet Plan I pay $57 a month my deductible is $200 the coverage is up to $25,000 inlcludes kennel fees and training if recommended by your vet. It is the only insurance that I found that covers pre existing conditiongs and genetic conditions. Otherwise there are many out there ranging $25-50 not even comparing to the coverage Pet Plan offers. I think $20 more a month is better than not having coverage for most costly vet care. Although I HATE their high deductible, I might go for a lower decuctible but higher monthly cost next enrollment.
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post #4 of 24 (permalink) Old 11-28-2012, 08:14 AM
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We have Pet Plan. It just renewed, at a cost of $60.56 per month. $200 deductible, 80% reimbursement level.

We've filed a claim for Joey's neutering, removal of growth from his paw and related bloodwork and medications.

Curious to see what we get back.

Faust von der Graf ("Joey")
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post #5 of 24 (permalink) Old 11-28-2012, 08:18 AM
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Trupanion (not sure if they have it in the states) $80 / month, no deductible and 100% lifetime coverage for all accidents and illnesses ... no exceptions!

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post #6 of 24 (permalink) Old 11-28-2012, 08:40 AM
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I have Pet Plan @ $200 deductible and 80% coverage and am sitting at $337.37 annual renewal. I am not sure what the monthly would cost (I think a little more).

silver plan
veterinary fees = $12,000
boarding kennel and cattery fees = $250
advertising and reward = $250
loss due to theft or straying = $250
deductible = $200
reimbursement level = 80%

EDIT: The webpage says that if you choose monthly it would be $30.31 (vs. $337.37 annually or $28.11 if you divide it by 12)

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Cody Vom Haus Hall [Duke] (DOB: Jul 6th 2015)

Last edited by gowen; 11-28-2012 at 08:43 AM.
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post #7 of 24 (permalink) Old 11-28-2012, 08:46 AM Thread Starter
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Has anyone heard of Healthy Paws?


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Angela_______________________________
Danny (husband) ~ Samantha (daughter) ~
Rocco (GSD)
Lucky (cat) ~ Beauty (cat) ~ MuMu (cat)
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post #8 of 24 (permalink) Old 11-28-2012, 08:59 AM
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Other than the emergency animal hospital, the town we live in only has 2 vet clinics. One is so incompetent they couldn't get rid of a case of fleas on a friend's short haired dog. The other one, which we go to, doesn't accept pet insurance.
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post #9 of 24 (permalink) Old 11-28-2012, 10:10 AM
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Quote:
Originally Posted by Mr & Mrs Kirkley View Post
The other one, which we go to, doesn't accept pet insurance.
I've never heard of a clinic accepting pet insurance. You pay and the pet insurance reimburses you for the expenses paid to the vet. It has nothing to do with the vet's accepting it or not. The insurance pays you directly whatever they feel is "acceptable" depending on your plan.

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Cody Vom Haus Hall [Duke] (DOB: Jul 6th 2015)
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post #10 of 24 (permalink) Old 11-29-2012, 03:37 PM Thread Starter
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I've been doing some research and so far Healthy Paws seems to be the best quality for the price. Does anyone have any information to negate that? I want to make sure I get good insurance for Rocco.


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