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-   -   Pet insurance... Which to choose (http://www.germanshepherds.com/forum/basic-care/195255-pet-insurance-choose.html)

Angelina03 11-28-2012 07:26 AM

Pet insurance... Which to choose
 
Do you use pet insurance? If so, which ones do you recommend. I'm shopping for Rocco.


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jocoyn 11-28-2012 07:41 AM

YOu may want to do a search on it. Quite a few recent threads. I wound up with pet plan and a high deductable.

julie87 11-28-2012 07:50 AM

I have Pet Plan I pay $57 a month my deductible is $200 the coverage is up to $25,000 inlcludes kennel fees and training if recommended by your vet. It is the only insurance that I found that covers pre existing conditiongs and genetic conditions. Otherwise there are many out there ranging $25-50 not even comparing to the coverage Pet Plan offers. I think $20 more a month is better than not having coverage for most costly vet care. Although I HATE their high deductible, I might go for a lower decuctible but higher monthly cost next enrollment.

Cheerful1 11-28-2012 08:14 AM

We have Pet Plan. It just renewed, at a cost of $60.56 per month. $200 deductible, 80% reimbursement level.

We've filed a claim for Joey's neutering, removal of growth from his paw and related bloodwork and medications.

Curious to see what we get back.

Kyleigh 11-28-2012 08:18 AM

Trupanion (not sure if they have it in the states) $80 / month, no deductible and 100% lifetime coverage for all accidents and illnesses ... no exceptions!

gowen 11-28-2012 08:40 AM

I have Pet Plan @ $200 deductible and 80% coverage and am sitting at $337.37 annual renewal. I am not sure what the monthly would cost (I think a little more).

silver plan
veterinary fees = $12,000
boarding kennel and cattery fees = $250
advertising and reward = $250
loss due to theft or straying = $250
deductible = $200
reimbursement level = 80%

EDIT: The webpage says that if you choose monthly it would be $30.31 (vs. $337.37 annually or $28.11 if you divide it by 12)

Angelina03 11-28-2012 08:46 AM

Has anyone heard of Healthy Paws?


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Mr & Mrs Kirkley 11-28-2012 08:59 AM

Other than the emergency animal hospital, the town we live in only has 2 vet clinics. One is so incompetent they couldn't get rid of a case of fleas on a friend's short haired dog. The other one, which we go to, doesn't accept pet insurance.

gowen 11-28-2012 10:10 AM

Quote:

Originally Posted by Mr & Mrs Kirkley (Post 2641192)
The other one, which we go to, doesn't accept pet insurance.

I've never heard of a clinic accepting pet insurance. You pay and the pet insurance reimburses you for the expenses paid to the vet. It has nothing to do with the vet's accepting it or not. The insurance pays you directly whatever they feel is "acceptable" depending on your plan.

Angelina03 11-29-2012 03:37 PM

I've been doing some research and so far Healthy Paws seems to be the best quality for the price. Does anyone have any information to negate that? I want to make sure I get good insurance for Rocco.


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