sad,angry,hurt!!!!!

[missmyrexy29]

I know I was told that,just needed to vent somewhere.am very angry.and wanted to update our new baby were very excited for him only good thing coming out of this.

[mebully21]

first off make sure your homeowners and the landlords homeowners insurance will allow a pit bull mix onthe premises. since you are being sued by the woman your dog bit i can guarantee you your homeowners will NOT allow a pit bull type breed on the property.. it is foolish to adopt a pit bull mix right now, or any breed.. the woman can sue you for her medical bills and pain and suffering, your homeowner insurance will pay her just to shut her up even if they know she is lying only because it will cost more money to hire their lawyers to prove her wrong so they will make a settlement just to make the case go away.

your landlord will probably NOT allow a pit bull type breed or gsd again due to this incident.

i would seriously reconsider getting another dog right now, wait until the case is settled with the homeowner insurance companies and the landlord and then ask what type of dog you can have there ...

if you bring home another dog and it cant stay there you will have to return it to the rescue...

just wait out the case and go from there


(i am in insurance and own a bully breed and a gsd, so i know what i am talking about as i see incidents like this alot at work, once the homeowner insurance pays out they get very picky , also bully breeds and other large breeds are blacklisted from 99% of homeowner insurance companies)

[Rott-n-GSDs]

Originally Posted by mebully21

first off make sure your homeowners and the landlords homeowners insurance will allow a pit bull mix onthe premises. since you are being sued by the woman your dog bit i can guarantee you your homeowners will NOT allow a pit bull type breed on the property.. it is foolish to adopt a pit bull mix right now, or any breed..

Well... homeowners' insurance that don't have lists of excluded breeds do not exclude based on PAST dogs. They certainly could've excluded coverage based on the GSD, but since the dog has been PTS it's a non-issue. If they were going to cut her off, it doesn't matter whether she has another dog or not: they'll just do it.

My friend's insurance was going to cut her off after her dog bit someone, but since she had the dog PTS, they still offer her coverage, regardless of the fact that she has gotten another dog since the incident.

They can either cut you off, or cover you with whatever dog(s) you own.

the woman can sue you for her medical bills and pain and suffering, your homeowner insurance will pay her just to shut her up even if they know she is lying only because it will cost more money to hire their lawyers to prove her wrong so they will make a settlement just to make the case go away.

True that she CAN sue but not true that homeowners will automatically pay. If all homeowners' insurance automatically paid, I wouldn't have a job (I work for a personal injury law firm). If there is something in the state's law regarding "provoking" or "taunting" the dog (there is in Minnesota) the woman doesn't have a leg to stand on and the homeowners' insurance will say "see you in court" and no lawyer worth his/her salt will pursue the claim past that point.

your landlord will probably NOT allow a pit bull type breed or gsd again due to this incident.

I can't remember if the OP rents, but if they do (I'm too lazy to go back and check), you certainly do have a point. Landlords can do whatever they dang well please, although they likely would've had to alter the rental agreement already, or at least will have to give the OP sufficient notice that the dog has to go.

i would seriously reconsider getting another dog right now, wait until the case is settled with the homeowner insurance companies and the landlord and then ask what type of dog you can have there ...

Just a note.. this could take years. In Minnesota, the statute of limitations on personal injury claims is six years, which means it can take up to six years for a settlement, longer if the statute of limitations is preserved by actually filing a lawsuit.

[mebully21]

any insurance company can exclude based on a past incident, they just dont tell you that.. same with blacklisted breeds, they will tell you what is excluded, but ask for it in writing and they wont do it as technically they are not allowed to blacklist dog breeds (well here in nj anyway)

if she is being sued the woman is probably going to sue her AND her landlord since the landlord owns the house and nowadays everyone is sue happy.

and yes, homeowner insurance companies DO settle irregardless of who is wrong in certain instances to make the claim go away.. its cheaper for them to offer a nice settlement to NOT go to court and have attorney fees.... its done here in nj, and i am sure other insurance companies in other states do it.. they just dont tell you that they do..

[Rott-n-GSDs]

Originally Posted by mebully21

any insurance company can exclude based on a past incident, they just dont tell you that.. same with blacklisted breeds, they will tell you what is excluded, but ask for it in writing and they wont do it as technically they are not allowed to blacklist dog breeds (well here in nj anyway)

if she is being sued the woman is probably going to sue her AND her landlord since the landlord owns the house and nowadays everyone is sue happy.

and yes, homeowner insurance companies DO settle irregardless of who is wrong in certain instances to make the claim go away.. its cheaper for them to offer a nice settlement to NOT go to court and have attorney fees.... its done here in nj, and i am sure other insurance companies in other states do it.. they just dont tell you that they do..

Again, I work with settling lawsuits with insurance companies every single day. They will occasionally settle a bogus claim just to get rid of it but are not stupid so they know dang well that an attorney isn't going to waste costs attempting to try some questionable claims, so they simply deny them, and they often go away. Most personal injuries attorneys do not get paid unless they win, so they have a lot more at stake than a multi million dollar insurance company.

Most of the time though, if a dog bites a kid (particularly a cute little girl) they will settle. Adult bites are more tricky, and we rarely take those cases, because usually there's not much of a claim.

[msvette2u]

I'd be concerned about the landlord situation, but also until I was able to fix whatever problem(s) led up to the bite, whether it was too short of fence, not supervising the dog properly or what, I'd be reluctant as well to advise you get a pit bull.
But since it's already with you, work on being the best owner you can be, invest in training classes, supervise it constantly so there are no more "oopsies", since you already have one strike against you.

[Billy Jack]

That's a tough one. I feel your pain. I recently had to let my GSD go after he turned on my spouse. Buck defenitly had his issues and was a one person dog (mine).

[ShadowBandit]

We lost our gsd in a very similar way in October so I feel your pain, I was heartbroken. I'm so sorry for your loss.