Hooray for health insurance
At my first vet visit with DDog, the vet advised me to get the most extensive health plan because of is breed, for at least the first year.
Pup was perfectly healthy at that time. I decided to take his advice and surely he (puppy) developed Pano later on, which is now covered; X rays and meds.
I can recommend it to all new puppy owners. Get the insurance as soon as you have your pup so you don't have to deal with "pre-existing conditions" that aren't covered. Also when you sign up there is a waiting period during which your puppy can get sick or develop something that will then be pre-exisiting. It's tricky but for us it worked very well and it is a comforting idea that he is covered.
Deja, GSD, sable WL, female, born 11 / 2013
Cam, Rough Collie, sable, male, born 8/2015