If you can remember a time when someone helped YOU out it could make a good segue to the conversation....that we all get hit with hard times.....then ask her to simply "pass it on" when she can.
I still remember a Christmas when my husband lost his job. Thankfully the kids were young and we were able to recycle toys creatively but we did not have a tree and a neighbor came over and slipped me $25 on Christmas Eve to go to the tree lot and buy one..........that was the most special tree ever.
NAPWDA Certified Cadaver Dog
Waiting at the Bridge (italics
=GSDs) (hemangiosarcoma=blue):Grim , Cyra, Toby
, Rainbow, Linus, Oscar
, Arlo & Waggles