I have Pet Plan I pay $57 a month my deductible is $200 the coverage is up to $25,000 inlcludes kennel fees and training if recommended by your vet. It is the only insurance that I found that covers pre existing conditiongs and genetic conditions. Otherwise there are many out there ranging $25-50 not even comparing to the coverage Pet Plan offers. I think $20 more a month is better than not having coverage for most costly vet care. Although I HATE their high deductible, I might go for a lower decuctible but higher monthly cost next enrollment.