[smyke]

Originally Posted by selzer

I think that companies prefer to settle a dog bite claim than to fight it. So if a yayhoo climbed your fence so they could play Schutzhund with your dog, and got bitten, and they sued, the company would just settle out of court instead of forcing the "victim" (perpetrator) to prove his case in court in front of a jury.

Not sure why this is. Maybe because juries were awarding criminals all kinds of freaky claims, like the dude that went into the house under construction to steal tools and fell down the steps and broe his leg and sued because there was no railing put up. He won.

I guess grusome polaroids of dog bites coupled with pictures of fierce GSDs or Pit Bulls, do not go over well with juries regardless to what idiots are doing.

So, there is a major hit on your insurance. Bad, bad, bad.

Currently, I am so fearful of homeowner's insurance claims that when the ice caused the sunroom to leak, I just had it fixed, and when the tree fell on my front door taking down my power pole, I had to replace the pole, and the power box and just paid for it myself. Once you make a claim they cancel you. So unless the house burns down to the ground, I am not making a claim unless there is absolutely no way around it.

sad, but all true